Independent Insurance Agency · Portsmouth, NH

Protecting what matters most on the Seacoast.

Penhallow Insurance Group is a locally owned, independent agency serving Portsmouth and New Hampshire's Seacoast since 1979. One agency, many carriers — so you get the right coverage at the right price.

★★★★★ Rated 4.9 / 5 by local clients · Independent since 1979

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47+Years serving the Seacoast
20+A-rated carriers we shop
4.9★Average client rating
LocalIndependent & family owned
What we cover

Insurance for your life, family, and business

From your first apartment to your growing business, we tailor coverage to where you are — and shop it across many carriers so you never overpay.

Personal Insurance

Auto, home, condo, renters, umbrella, flood and more — protection for everything you've worked for.

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Business Insurance

Business owners policies, general liability, workers' comp, commercial auto and property for Seacoast businesses.

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Life Insurance

Term and whole life options to protect the people who depend on you, with guidance every step of the way.

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Why an independent agency

We work for you — not the insurance companies

As an independent agency, we're not tied to a single carrier. We compare your options across many to find the coverage and price that fit your life.

One agency, many carriers

We shop 20+ A-rated national and regional carriers so you don't have to.

Your advocate at claim time

When something happens, we're in your corner — guiding your claim from start to finish.

Local, personal service

Real people down the street who know New Hampshire — not a 1-800 number.

Built on relationships

We've protected Seacoast families and businesses across generations since 1979.

Representing 20+ top-rated national & regional carriers

Granite Mutual Atlantic Standard Piscataqua Mutual Seacoast Mutual Whaleback Casualty Keystone P&C Harborline Insurance

Carrier names shown are representative of the markets we place coverage through.

Coverage, line by line

Everything we can protect

Personal Insurance

  • Auto Insurance
  • Homeowners
  • Renters
  • Condo
  • Personal Umbrella
  • Flood
  • Life
  • Motorcycle
  • Boat & Watercraft
  • Valuable Items

Business Insurance

  • Business Owners (BOP)
  • General Liability
  • Workers' Comp
  • Commercial Auto
  • Commercial Property
  • Commercial Umbrella
  • Professional Liability
  • Cyber Liability
  • Contractor & Trade
  • Landlord / Rental
Our story

A Seacoast agency, family owned since 1979

Penhallow Insurance Group was founded in Portsmouth on a simple belief: insurance should be personal. For more than four decades, neighbors across the New Hampshire Seacoast have trusted us to protect their homes, cars, families, and businesses.

As an independent agency, we represent many carriers rather than just one. That means we can shop your coverage, explain your options in plain English, and stand beside you when it matters most — at renewal and at claim time.

The Penhallow Team
Portsmouth, New Hampshire
What our clients say

Trusted by Seacoast families & businesses

★★★★★ 4.9 average from local reviews
★★★★★
"They bundled our home and auto and saved us real money — and actually picked up the phone when we had a claim. You don't get that with the big companies."
Sarah M.
Portsmouth, NH
★★★★★
"As a small business owner I needed someone who'd take the time. Penhallow reviewed everything and got us the right liability and workers' comp coverage."
David R.
Dover, NH
★★★★★
"Friendly, local, and genuinely helpful. They explained my options instead of just selling me a policy. Highly recommend to anyone on the Seacoast."
Karen L.
Rye, NH
Service Center

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Let's find your best coverage

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Visit our office

100 Market Street, Suite 4
Portsmouth, NH 03801

Call or text

(603) 555-0142

Office hours

Mon–Fri 8:30am – 5:00pm
Serving Portsmouth & the NH Seacoast

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